News
Beware! How Criminals Exploit USSD
Publication Date: 01/12/2025
USSD codes are convenient — but they can also be exploited by criminals to access your banking information or hijack your mobile number. Stay informed and stay secure.
Common USSD Fraud Tactics
- 1. SIM Swap Fraud
Criminals swap your number onto their own SIM card and then access mobile banking via USSD. - Fake USSD Codes / Phishing Menus
Fraudsters create fake USSD menus that mimic real services to steal your personal or banking information. - Social Engineering Attacks
You may be tricked into dialing certain USSD codes that secretly collect sensitive data. - Man-in-the-Middle Attacks
Because USSD is unencrypted, attackers can intercept sessions and capture your information.
How to Stay Safe
- Only dial USSD codes from trusted, official sources.
- Never share OTPs or PINs over USSD or during a phone call.
- Report suspicious codes or messages to your bank or mobile provider immediately.
- Enable and use SIM-lock PINs and alert your provider if you notice unusual SIM activity.
